Pride Micro Finance Jobs Vacancy in Uganda

Job Title: Manager Credit - Individual Lending.

Job Purpose 
He / She will be responsible for supervisory roles relating to the individual lending section, to ensure good customer service, growth of quality loan portfolio, increase in borrowers, profitability as well as effective risk control and management. The Manager Credit - Individual Lending will be based in Kampala and will report directly the Head of Operations.

Specific responsibilities include:-
• Participate in preparing the Operations Departmental budget/ Business Plan and achieve annually set loan portfolio targets for Individual Lending.
• Ensure that PML's individual lending policies are effectively complied with in all branches.
• Ensure that the individual loan portfolio quality is maintained within acceptable levels.
• Instill a professional risk awareness culture.
• Embed best practice recovery techniques in the Individual Lending team.
• Participate in the review and implementation of PML's Individual Lending Policies and Procedures.
• Participate in developing new products under the individual
lending methodology and refine the existing ones, Supervise and participate in appraisal of loan underwriting.
• Ensure promotion of products ' services, retention of current customers and develop new partnerships with potential clients,
• Play an active key role in developing and delivering staff training programs covering appraisal techniques (cash flow and ratio analysis, security etc...) and recovery.
• Working with the Legal team to perfect collateral and collateral substitutes.
• Routine inspection of branches to ensure compliance with PML individual lending policies and procedures.
•Undertake manpower planning requirements, in consultations with respective Branch Managers, Regional Managers, Head Human Capital Management and Head of Operations,
•Address client complaints in a timely manner.

Job requirement

Minimum Academic Qualifications and Experience:
The ideal candidate shall be a holder of a Bachelor's degree in a business related field with at least 3 years' experience in a similar position in a regulated Financial Institution.
Candidates with direct microfinance experience and knowledge in various computer packages will be at an added advantage.

Person Specifications:
• Should be a strategic thinker with high degree of creativity, ambition, self motivated with strong business and analytical skills.
• Should have a high degree of integrity, excellent interpersonal, communication and presentation skills,
• Should be a team player and able to meet deadlines. He/she should be aged between 28 - 35 years.

How to apply

Application procedure:
If you believe you have the necessary skills and experience, please apply and send a detailed CV, copies of academic certified transcripts, postal address, current salary, salary expectation, names of 3 referees and a daytime telephone contact to the Head Human Capital Management, using the address below so as to reach not later than Wednesday, March 9.2011,

Applications received after the closing date will not be considered. If you do not hear from us by April 30, 2011.Please consider yourself unsuccessful,

Metropole House, Plot 8-10 Entebbe Road,
P. O. Box 7566, Kampala.
Tel. No. 041 4346930/297
Kampala, Uganda.


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