UGAFODE Microfinance Ltd Jobs in Uganda

Job Title: CREDIT ADMINISTRATOR (2 Positions)
The Credit Administrator reports to the Branch Manager and shall be responsible for the management of credit functions, credit risk management processes and growth of the Loan portfolio of the branch.

Specific Responsibilities include
Ensuring the adequacy and security of loan collateral and completeness of loan documentation.
Managing the collection efforts and processes including recovery, safekeeping and disposition of repossessed collateral.
Examines all loan applications and ensures the adequacy and completeness of pre-loan eligibility requirements; client screening criteria; collateral; loan approval authority level; repayment terms and incentives; delinquency, and default management
Evaluate the performance of the loan portfolio and generate periodic reports in line with the company’s guidelines Monitors loan accounts, loan payments, delinquent accounts and write-offs are within the acceptable past due rate
Ensures regular audits and spot checks and ensures lending processes and loan administration activities adhere to existing policy guidelines including adequacy and security of collateral
Review and resolve client queries and complaints in order to maintain quality service delivery in the branch.
Closely monitors non-performing loans and provides periodic status reports the credit and risk manager Visits customers at random to get first hand information on lending practices as perceived by customers in order to maintain quality service delivery in the Branch.


Minimum Academic Qualification and Experience
Bachelors' degree with good grades in Commerce, Business Administration or any Business related field from a reputable university or college.
At least 3 years of related work experience in Credit Operations from a regulated financial institution and should be aged 26 -35 years.


How to Apply:
If you believe you have the necessary skills and experience, desire to make a difference, then apply immediately and send a detailed CV, stating your current salary, salary expectation, certified copies of complete academic transcripts and professional certificates, postal address, names of 3 referees and a daytime telephone contact to the Human Resource Manager using the address below so d to reach not later than 20th January 2012. Application received after the closing date will not be considered and only shortlist candidates will be contacted UGAFODE Microfinance Limited –MDI Plot 11/13, Nkrumah Road P.O. Box 30815 Tel + 256 414 257 181
Email address: admin@ugafode.co.ug

Deadline: 20th January 2012