Credit Supervisor

Job Title: Credit Supervisor
Salary: 1.5 to 1.8 Gross - Microfinance

Major Responsibilities

1. Strategic Partnership:

• Contributes to the Business Planning process with particular focus on Credit Operations.
• Participates in the budgeting process.
• Be well versed with the MIS models used in the strategic planning process.
• Supports in guiding on how set operational targets that can be achieved.

2. Performance Analysis:

• Preparation of Monthly Statistical Analysis
• Preparation of monthly reports i.e. Narrative and Statistical reports - Institution reports.
• Shares with the Staff implications of the analysis and derive a plan of action for improvement.
• Analyzes the Operational Audit Reports and ensures that recommendations are being implemented in the Branches.

3. Monitoring and Supervision:

• Supervises Credit Staff.
• Ensure timely and accurate reporting of credit operation activities.
• Ensuring adequate training and constant appraisal of Individual Client performance.

• Participates were possible in the Credit Committee with the aim of providing guidance during the loan recommendation process.
• Supports in providing Customer Care Services to - our Micro finance clients.
• Carries out a periodic client field visit with the aim of ensuring that Individual Credit Officers are engaged in business as expected by the organization.
• Participates in the loan approval process by approving loans that are within the stated limits as per organization policy.
• Participates as facilitator in client training workshops.
• Ensure that our policies and procedures are adhered to at all levels of credit operations.
• Support in Clients Assessment & verification during the loan application process.